International Presence

China’s fintech leaders are setting foot into overseas markets in order to profit from the booming industry. As a fintech service provider, PINTEC has also attracted interests from an increasing number of international institutions while delivering service excellence to Chinese customers.


In October 2017, PINTEC and FWD Hong Kong (FWD) established PIVOT, a Singapore-based fintech joint venture, to provide financial institutions in Southeast Asia with dynamic, real-time wealth management and robo-advisor technology unique to PINTEC. This marked the first “going global” milestone for China’s robo-advisory sector.


In April 2018, PINTEC and United Overseas Bank (UOB) jointly established AVATEC, a Singapore-based digital credit assessment technology company. Incepted in 1935, UOB is one of the most influential banks in Southeast Asia with footprints in Malaysia, Indonesia, Thailand and the Philippines. AVATEC provides new-generation intelligent credit assessment and decision-making solutions for commercial and financial customers in Southeast Asia.


In March 2019, PINTEC announced acquisition of InfraRisk, a leading supplier of credit risk related software and services in Australia. Headquartered in Melbourne, InfraRisk has over 10 years of experience in providing services for financial institutions in Australia, New Zealand, the United Kingdom, Ireland, Spain, Asia and Middle East. InfraRisk has been providing long-term services, primarily commercial and retail origination systems, to multiple banks and financial institutions including the big four banks in Australia and Toyota Finance. The acquisition represents a new milestone in PINTEC's international expansion.