PINTEC Academy: How Can Big Data Help Make Unsecured Loans to Small and Micro-sized Enterprises
Author: Sherry Zhang
Our efficient, intelligent retail financial solutions enable business and financial partners to bring financial services to your fingertips
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Installment Loans
Solutions
Installment loans solutions for both online and offline scenarios that aim to promote sales, monetize traffic flow and enable financial institutions to ride on the tide of China’s consumption upgrade.
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Personal Loans
Solutions
Accurate lead generation, efficient decision-making techniques and asset management toolkit that help financial institutions get connected to massive users and embrace internet-driven intelligence.
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SME Loans
Solutions
Digital credit assessment systems that are developed for e-commerce, payment aggregator and corporate tax SaaS platforms to effectively address liquidity needs of their SME customers.
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Wealth Management
Solutions
Full-process, modular robo-advisor and internet fund distribution solutions that are customized for banks, fund managers, security companies, insurers, wealth managers, internet players, etc.
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Insurance Brokerage
Solutions
Scenario-specific insurance products and standard marketing interfaces that help insurers capture long-tail demand and boost sales capacity.
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We draw upon a wealth of fintech tools to deliver the system services you require and help you better stay focused on your business
We offer a wide array of product templates to help customers roll out various applications in the fastest and most cost-efficient manner.
Personal loan products
Fund distribution
Robo-advisory services
On-demand financial products
Online installment shopping malls
We help financial institutions quickly reach massive user bases in various consumption scenarios and acquire customers via exclusive leads from:
Loan origination
Wealth management
Insurance
Shopping malls
Our digitalized marketing tools help partners solve marketing challenges in design, creativity, technology and events.
Traffic flow marketing
AppStore marketing
Effect advertisement
Web design
Online event planning
User profiling for personalized operation
Our Asset Stewardship helps customers dynamically monitor and manage the full spectrum of asset classes.
Pre-lending management
In-lending management
Post-lending management
Liquidity management
Payment routing
Payment channel
Automatic reconciliation
Our technologies and products serve a wide range of industries
